Montana SR22 Insurance

Montana SR22

The great state of Montana will require you to file an SR-22 in order to reinstate your license from violations such as:

  • Driving under the influence (DUI)
  • Failure to pay child support
  • Multiple driving violations resulting in suspension
  • Failure to stop and help at the scene of an accident

Is an SR22 just an insurance policy?

In fact the SR-22 is simply an additional item added to the auto policy. It is not a policy by itself and can be added or subtracted from most any auto insurance. The cost to add an SR22 is usually $25 to $50 depending on the company you choose.

Can I cancel my SR-22 insurance early?

If you are required to maintain the SR22 and you let your policy cancel or lapse prior to the end of the probation period the state will suspend your license again. If you are wanting to save money and switch companies the best option is to keep the policy in force until you have the new one started.

SR22 Quotes:

Do I need full coverage auto insurance for an SR-22 filing?

No, the SR-22 form is simply an add-on to your auto policy no matter if you have full coverage or just liability only. In fact you don't even need to own a car to file an SR-22. This type of insurance is called non-owners.

Montana Liability Insurance Requirements

The state of Montana requires liability insurance to protect other drivers in the event of an accident. The minimum limits are:

    • $25k Per Person Bodily Injury
    • $50k Per Accident Bodily Injury
    • $10k Property Damage

While these limits are minimum they are rarely recommended levels of coverage. Ask your insurance agent what they recommend based on your financial position.

Suspended License Information and Requirements

Below is a chart of suspensions in Montana that will require an SR-22:

Violation Type
Conviction #
Suspension Length
DUI w/BAC .08+
1st
2nd
6 months
1 year
Chemical Test Refusal
1st
2nd
6 months
1 year
Under 21 years old - DUI w/BAC .02+

1st
2nd

90 days
6 months

DUI for commercial driver w/BAC .04+
1st
2nd
1 year
3 years
Driving Under the Influence (DUI) in Montana

The following are illegal limits for blood alcohol concentration (BAC) while operating a vehicle in Montana:

  • All drivers = .08% or higher
  • All commercial drivers = .04% or higher
  • Drivers under age 21 = .02% or higher

Refusal to Submit to Alcohol Testing

In Montana you are giving consent to a chemical test of your blood, breath or urine when you accept a driver's license. If you refuse to submit this test your license will be suspended for 6 months or up to 1 year if it is your second refusal.

Where can I get an Ignition Interlock Device?

Check the following vendors for sites in Montana that can install a certified IID device:

Smart Start Inc

Consumer Safety Technology Inc

Mountain Peaks Inc

Montana SR22

SR22 Articles

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Will My Auto Insurance Company Drop Me After A DUI?

 

State Resources

Department of Motor Vehicles

Driver's License Office Locations

Driving Record Copy

Drivers License Reinstatement Online

SR22 Insurance FAQs

What is an SR-22?

Where do I get cheap SR22 insurance?

Can I get an SR-22 if I don't own a car?

How long is the SR-22 valid?

How much does SR22 insurance cost?

What if I move to another state, do I need an SR22?

Can I switch insurance companies when I have an SR22?

Who needs an SR22?

Is SR22 insurance valid in multiple states?

Do I need an SR 22 for each vehicle I own?

 

SR22 by State

Alabama
Alaska
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
Florida
Georgia
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan
Minnesota
Mississippi
Missouri
Montana

Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York
North Carolina
North Dakota
Ohio
Oklahoma
Oregon
Pennsylvania
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virginia
Washington
Washington D.C.
West Virginia
Wisconsin
Wyoming