North Dakota SR22 Insurance

North Dakota SR22

An SR-22 form is required by the state if your trying to reinstate your license. This form will provide the state with real time notification if the policy is ever cancelled. In the event the SR-22 auto insurance is cancelled your license will be suspended again and you will likely face more fees and higher insurance costs.

How much is SR22 insurance in North Dakota?

If you have a current auto insurance policy the cost to add an SR-22 is approximately $25-50 depending on the insurance company. This is just the cost to add the form you need and does not reflect the increase in your auto insurance due to the violation that required the SR-22. For example a driver that has a DUI conviction will see a large increase in auto insurance premiums due to that type of violation but the policy won't increase just because you add an SR22.

SR22 Quotes:

What company offers the cheapest SR22 in ND?

Each auto insurance company offers different rates to drivers in need of SR22 insurance depending on the following:

  • Address
  • Driving record (any accidents or tickets in past 3 years)
  • Credit history (better your credit the more savings are possible)
  • Prior insurance (6 months or more of consecutive insurance)

Companies like Allstate, American Family, and Farmers Insurance all offer SR22 insurance in North Dakota. The easiest way to compare the rates from these companies is to use our online service. Just enter your zip code in the box below to start.

How long is the SR22 required in ND?

In most cases the SR-22 filing is required for three years from the end date of your suspension period. DO NOT allow this policy to cancel prior to the end of your probation period as it will suspend your license again. Be sure to read your court ordered requirement as it will detail how long you need to file the SR-22.

North Dakota Liability Insurance Requirements

The state of North Dakota requires liability insurance to protect other drivers in the event of an accident. The minimum limits are:

    • $25k Per Person Bodily Injury
    • $50k Per Accident Bodily Injury
    • $25k Property Damage
    • $30k No-fault coverage

While these limits are minimum they are rarely recommended levels of coverage. Ask your insurance agent what they recommend based on your financial position.

North Dakota now accepts electronic proof of insurance during traffic stops.

Suspended License Information and Requirements

A suspended license in North Dakota may be the result of the following law violations:

  • DUI conviction
  • 12 or more points accumulated on driving record
  • Speeding 35 mph over the posted limit
  • Refusing to take a BAC test
  • Fleeing from a police officer

You will be able to reinstate your license after the court ordered suspension period. A reinstatement fee will be collected and proof of financial responsibility will be required in the form of an SR-22 filing.

Driving Under the Influence (DUI) in North Dakota

North Dakota state law makes it illegal to operate a motor vehicle with a blood alcohol concentration (BAC) of .08% or higher. If you are under the age of 21 there is a zero tolerance policy which means any BAC .02% or higher will result in a DUI conviction.

What are penalties for a first offense DUI in ND?

A first offense driving under the influence will result in fines and license suspension accordingly:

  • Fines $250 and higher
  • License suspension of 91 days (BAC up to .17%)
  • License suspension of 108 days (BAC .18 and higher)
  • Mandatory Alcohol Evaluation
  • SR-22 insurance requirement

Should I refuse the breathalyzer test?

Instead of telling you what to do we will explain what you can expect if you do refuse the breathalyzer. This way you can make a decision based on information versus legal advice from a non-legal website. If you refuse to take the test your license will be suspended for 25 days until a hearing will determine your suspension period. You can plead guilty to a DUI at this hearing to receive a usually lesser suspension period of 91 to 180 days versus the normal one year suspension.

North Dakota SR22

SR22 Articles

5 Ways to Reduce the Cost of SR22 Insurance

Learn About SR22 Insurance

FR44 Form for Florida and Virginia

Tips to Find Cheap SR22 Insurance Online

How to Remove or Cancel SR22 Filing Without Being Penalized

Will My Auto Insurance Company Drop Me After A DUI?

State Resources

Department of Motor Vehicles

Driver's License Office Locations

Driving Record Copy

 

SR22 Insurance FAQs

What is an SR-22?

Where do I get cheap SR22 insurance?

Can I get an SR-22 if I don't own a car?

How long is the SR-22 valid?

How much does SR22 insurance cost?

What if I move to another state, do I need an SR22?

Can I switch insurance companies when I have an SR22?

Who needs an SR22?

Is SR22 insurance valid in multiple states?

Do I need an SR 22 for each vehicle I own?

 

SR22 by State

Alabama
Alaska
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
Florida
Georgia
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan
Minnesota
Mississippi
Missouri
Montana

Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York
North Carolina
North Dakota
Ohio
Oklahoma
Oregon
Pennsylvania
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virginia
Washington
Washington D.C.
West Virginia
Wisconsin
Wyoming